Bill Savellis is an Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) who holds an Australian Financial Services License No 236523.

This site is provided by Bill Savellis on an “as is” basis. Bill Savellis and Infocus Securities Australia Pty Ltd (Infocus) make no representations or warranties of any kind express or implied, as to the operation of the site or the information, content, materials, or products included on this site.

To the full extent permissible by applicable law, Infocus disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Infocus will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Applicable Law
This site is created and controlled by Infocus in Queensland, Australia.  As such, the laws of QLD and Australia will govern these disclaimers, and terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, and terms and conditions at any time.

Risk and Liability
You accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this site and any information or material available from or through it.

To the maximum permitted by law, Infoucs and its affiliates excludes all liability to any person arising directly or indirectly from using this site and any information or material available from or through it.

Infocus limits any liability that cannot be excluded to restoring the service, re-supplying the material or refunding any amount paid to Infocus for the service or material. Any products or services provided by Infocus may be modified over time.

None of the information and data contained in this website (www.thefinancialadvisor.com.au) nor any opinion expressed constitutes a recommendation to purchase or sell a security, or to provide investment advice.  Past performance of financial products is no assurance of future performance. The payment of dividends and the return of capital are not guaranteed.

The information contained on all products is provided for general informational purposes, as a convenience to our clients. The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation.  Consult the appropriate professional advisor for more complete and current information.

Bill Savellis and Infocus is not engaged in rendering any legal or professional services by placing these general informational materials on this website.

Infocus makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that Infocus endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

Infocus does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s).

Infocus is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties` trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of Infocus.

Permission to use and reproduce documents and related graphics available from this website is granted, provided that:

1) the below copyright notice appears in all copies and that both the copyright and this permission notice appear;

2) use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use;

3) no documents or related graphics, including logos, available from this website are modified in any way; and

4) no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties.

Violators will be prosecuted to the maximum extent possible.

If any part of this disclaimer is held to be invalid, unenforceable or illegal for any reason, the remaining parts of the disclaimer shall nevertheless continue in full force.

This site is only relevant to Australian investors.

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infocus :: Money Management